After you arrive at CAUC, remember to contact the International Student Office to enroll in the basic medical insurance for residents. You will need to provide a valid passport to verify your residency status. The low-tier insurance has a lower reimbursement limit and a lower annual premium compared to the high-tier insurance.<\/p>\n\n\n\n
Once enrolled, the International Student Office will upload your information to the medical insurance system. Please watch for notifications and pay the premium through Alipay or WeChat Pay.<\/p>\n\n\n\n
At the start of the new year, you can visit ICBC or other banks to apply for a physical medical insurance card. This card functions as a debit card with a medical insurance account and can be used for hospital registration. Some insurance cards also include a T-Union feature, allowing you to tap to pay on buses and subways.<\/p>\n\n\n\n
When you come to hospital, you can use the insurance card or passport to register on machines. Please confirm choosing medical insurance settlement as your payment method. The system will calculate the Individual out-of-pocket expenses.<\/p>\n\n\n\n
After registration, go to the waiting area and wait for your number to be called. When it’s your turn, enter the doctor’s room and describe your symptoms. The doctor may ask questions and check your body. If needed, the doctor will give you a prescription for medicine or a form for medical tests.<\/p>\n\n\n\n
To do tests, go to the payment counter or machine to pay first. Then, go to the test room and show your receipt. After tests, return to the doctor with the results. The doctor will explain the results and give further advice.<\/p>\n\n\n\n
If you need medicine, take the prescription to the hospital pharmacy. Show your insurance card to pay. The insurance will cover part of the cost, and you pay the rest. Keep all receipts for future claims.<\/p>\n\n\n\n
For small health problems, you can first go to the school clinic at CAUC. It is convenient and cheap. The doctors there can treat common illnesses and give basic medicine.<\/p>\n\n\n\n
If the school clinic cannot handle your condition, you can go to nearby public hospitals. For example, Tianjin First Center Hospital is a large hospital with many departments. It is about 30 minutes by bus from CAUC.<\/p>\n\n\n\n
Another option is private hospitals. They offer faster service but cost more. Remember to bring your insurance card, as some private hospitals may not accept insurance directly.<\/p>\n\n\n\n
In emergencies, call 120 for an ambulance. Tell the operator your location and symptoms. The ambulance will take you to the nearest hospital. In such cases, insurance may cover more costs, but you need to report it later.<\/p>\n\n\n\n
You can buy medicine at hospital pharmacies after seeing a doctor. With a prescription, insurance can cover some costs. Always show your insurance card when paying.<\/p>\n\n\n\n
For over-the-counter medicine, you can go to local drugstores. Chains like Tongrentang are reliable. You don’t need a prescription for these medicines, but insurance usually does not cover them.<\/p>\n\n\n\n
If you need special medicine, you may need to order from big hospitals or online pharmacies. Check if your insurance covers online purchases. Always keep the receipts for records.<\/p>\n\n\n\n
To save money, compare prices at different places. Some drugs are cheaper at school clinics. Also, use your insurance card wisely to get reimbursements.<\/p>\n\n\n\n
<\/p>\n","protected":false},"excerpt":{"rendered":"
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